Definition · information manufactured from records rather than contained in them — a score, a portrait, a memory, a forecast, a deidentified-but-linked corpus. The person supplies the life. An institution manufactures the derivative. The derivative is the thing that acts.
The score matters more than the payments. The portrait feels truer than the chats. The forecast borrows more than the bookings earned. Institutions prefer the derivative — it's cheaper to read.
A payment history stays at one bank; the score walks into every lender, landlord, insurer, and carrier in the country. Portability without consent is the derivative's physics.
The chat is erased; the memory persists. The memory is erased; what training absorbed persists. The company dies; its corpus goes to auction. Unlearning is immature. Sold corpora don't come home.
We regulated the first derivative person in 1970. Then we forgot we'd done it.
Drag time. Watch the objects appear as they were invented — and drift outward as they're transferred, sold, or absorbed into training. Click any object for its file.
FCRA (1970) and ECOA (1974) bolted five rights onto the credit score. Tap a right and see where it legally sticks today. The empty cells are the season's argument.
| OBJECT · BORN | |||||
|---|---|---|---|---|---|
| CREDIT SCORE · 1970s→89 | ■ FCRA | ■ DISPUTE | ◪ IT PORTS ITSELF | ■ 7/10-YR AGE-OFF | □ |
| AI MEMORY · 2023 | ◪ PARTIAL UI | ◪ EDITABLE STORE | ◪ EXPORT ≠ CONTINUITY | □ | ◪ STORE ONLY — NOT WEIGHTS |
| AI PORTRAIT · 2025 | □ | □ * | □ | □ | □ |
| SOLD CORPUS · 2026 | □ | □ | □ IT PORTS WITHOUT YOU | □ | □ |
| REVENUE FORECAST · 2010s | □ | □ | □ | □ | □ |
* COLORADO'S AI ACT (HIGH-RISK DECISIONS: DUTIES TO DISCLOSE, ASSESS, CORRECT, APPEAL) — EFFECTIVE-DATE STATUS: VERIFY BEFORE PUBLISH. GDPR ART. 22 APPLIES ABROAD. NOTHING FEDERAL REACHES ROWS 3–5.
Season-wide, every derivative object renders its Rights Bitmask — [I]nspect · [C]orrect · [P]ort · [E]xpire · [D]elete — filled or hollow. And the standard applies to Infera first: the Case File splits what you did from what we inferred, and our inferences expire on a visible timer.
The first system in the season to grant all five rights should be us.